Andy moved to Arizona from Illinois in 1993 after serving as a Sergeant in the Illinois Army National Guard, bringing with him the discipline, integrity, and work ethic that still define his approach today. He began his mortgage career in January 2002, took a brief break during the 2008 market collapse, and returned to the industry in February 2013, where he has been proudly serving clients ever since.Married to his college sweetheart since 1994, Andy is a family‑focused husband and father of three adult daughters. Outside of work, he enjoys golf, pickleball, and bowling, and believes in building long‑term relationships both personally and professionally.

Andy is dedicated to taking exceptional care of his existing realtors, current clients, and the referrals they trust him with. He chose Modern Home Lending because of its commitment to transparency and value — offering great rates and $0 underwriting or processing fees, saving clients $1,000–$2,000 per loan compared to many lenders.

Whether you’re purchasing, refinancing, or exploring options, Andy brings experience, honesty, and a client‑first mindset to every loan.